One Document. Full Compliance.

A smarter way to manage benefits documentation without the admin headache.

Wrap documents offer a smart way to streamline compliance for employers offering multiple benefit plans. Instead of managing and filing separate documents for each plan, a wrap document brings them together under a single ERISA plan—reducing paperwork, audit risk and administrative burden.

Lumelight’s wrap services include document creation, legal review and annual maintenance, all handled by a dedicated compliance analyst. It’s everything employers need to meet legal requirements with fewer moving parts.

A simple, cost-effective solution for employers to consolidate multiple benefits into one wrap document, reducing the need to file multiple Forms 5500
Services include document creation and review by our attorneys and experts, ensuring compliance with ERISA, and other DOL legal requirements, minimizing audit exposure and potential penalties
Wrap Plan Preparation assists with the preparation of wrap documents to help clients meet legal requirements under ERISA, the Internal Revenue Code, HIPAA, the Affordable Care Act and more
ERISA Plan Documents provides audit-ready wrap documents to help employers avoid penalties, simplify benefits plan administration and streamline government reporting

Let us help create your Wrap Document.

For the Moments That Matter Most

When your compliance challenge is high-stakes, high-visibility or high-complexity, Lumelight One delivers the insight, precision and senior expertise it demands.