Pre-Tax Benefits Are Great - Losing Them Isn’t

We help employers maintain compliance and protect the tax advantaged status of their pre-tax benefit programs.

POP and Cafeteria Plans let employees pay for benefits with pre-tax dollars, boosting take-home pay and reducing employer tax liability. But to stay compliant, employers must maintain proper plan documents, distribute summaries and conduct annual nondiscrimination testing.

Missing a requirement could disqualify the plan or result in the loss of tax benefits. Lumelight takes the guesswork out of compliance with customizable documents, built-in testing support and tools for easy distribution and secure storage.

  • Custom Plan Document, Summary and Election Change Form archived securely for 7 years
  • Streamlined delivery options for distributing plan documents to employees
  • Configurable plan components including FSA, DCAP and Term Life
  • Encrypted data exchange for handling sensitive PHI

Need a partner who knows how to keep these plans compliant year after year?

For the Moments That Matter Most

When your compliance challenge is high-stakes, high-visibility or high-complexity, Lumelight One delivers the insight, precision and senior expertise it demands.

ACA Employer Reporting

End-to-end ACA Employer Reporting handled by experts who’ve never missed a filing — so you can focus on your people, not the paperwork.

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Dependent Eligibility Verification

iVerifyPro makes verification effortless for employers and employees alike, bringing accuracy, transparency and ease to every interaction.

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Fiduciary Solutions

Recent litigation has put employer governance practices under a brighter spotlight. Check-the-box fiduciary compliance is no longer enough. Today’s standards demand clear documentation, stronger oversight, and defensible decisions. 

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Mental Health Parity Analysis

Lumelight’s Mental Health Parity Analysis is designed to produce comprehensive comparative analyses – we like to call it our parity book report!

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Why Lumelight

We’ve Come Together As Lumelight

Lumelight is an integrated workplace administration and compliance company. We support brokers and TPAs who help employers navigate complex areas like benefits design, compliance, and administration.

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A Place to Create Impact

We’re not here to maintain the status quo – we’re here to transform an industry. Whether you’re a regulatory specialist, data analyst or client advisor, your role drives confidence and mitigates risk for organizations nationwide.

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We handle the complexities of benefits compliance and administration, empowering you to focus on what you do best.