A Better View of Benefits Planning

Rethink Renewal

Open this renewal season to new opportunities. When you can clearly see the plan from all sides, you have more than problems to react to – you have options. And, renewal looks less like tradeoffs and more like opportunity.

See the opportunities

A stronger plan starts with the right questions. Explore which opportunities bring more to your client conversations.
Medical + Rx Claims Audits
Opportunity: Optimize benefits operations
Are claims being paid according to the plan?
A closer look at claims can help you understand whether payments align with applicable plan and contract terms. Investigate payment or administration issues, determine appropriate corrective action and bring stronger evidence into vendor discussions.
Dependent Eligibility Verification
Opportunity: Protect plan assets for the people it is meant to serve.
Does enrollment reflect the plan’s eligibility rules?

Behind every enrollment record is a coverage decision that matters to someone. Resolve dependent eligibility questions through a clear, supportive verification process that keeps employees informed and helps apply plan rules consistently.

 
Nondiscrimination Testing + Implementation Audits
Opportunity: Get ahead of change.
Plan now. Test early.

Changes to contributions, eligibility and benefit arrangements can affect nondiscrimination testing results. At the same time, changes to the regs around Dependent Care Assistance Plans create a new opportunity to confirm compliance.  Testing early in the new plan year leaves time to review findings and evaluate appropriate adjustments with specialist guidance.

 
Check the setup before claims begin.

A new vendor needs to be ready to administer the plan as intended. Implementation audits validate the setup before the vendor starts processing actual claims.

 
ACA Employer Reporting
Opportunity: Simplify compliance.
See a clearer path through reporting.

Lumelight provides dedicated specialist support, data validation, form preparation and filing, with service levels suited to your reporting needs and data-preparation capabilities.

Questions about affordability or safe-harbor strategy can be directed to the appropriate advisory service.

Let’s explore what’s possible

The next step to strengthen your renewal conversations.

Lumelight brings structure, expertise, and clarity to renewal strategies, helping you move forward with confidence.

ACA Employer Reporting

End-to-end ACA Employer Reporting handled by experts who’ve never missed a filing — so you can focus on your people, not the paperwork.

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Dependent Eligibility Verification

iVerifyPro makes verification effortless for employers and employees alike, bringing accuracy, transparency and ease to every interaction.

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Fiduciary Solutions

Recent litigation has put employer governance practices under a brighter spotlight. Check-the-box fiduciary compliance is no longer enough. Today’s standards demand clear documentation, stronger oversight, and defensible decisions. 

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Mental Health Parity Analysis

Lumelight’s Mental Health Parity Analysis is designed to produce comprehensive comparative analyses – we like to call it our parity book report!

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Why Lumelight

We’ve Come Together As Lumelight

Lumelight is an integrated workplace administration and compliance company. We support brokers and TPAs who help employers navigate complex areas like benefits design, compliance, and administration.

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A Place to Create Impact

We’re not here to maintain the status quo – we’re here to transform an industry. Whether you’re a regulatory specialist, data analyst or client advisor, your role drives confidence and mitigates risk for organizations nationwide.

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We handle the complexities of benefits compliance and administration, empowering you to focus on what you do best.