Pass the Test. Protect the Plan.

We help employers meet IRS nondiscrimination requirements so benefits stay compliant and tax-favored for everyone.

To keep their benefits plans in good standing, employers must prove that offerings don’t disproportionately favor highly compensated employees. These IRS-mandated nondiscrimination tests are complex and often misunderstood—but getting them right is essential to maintaining tax advantages for the plan and its participants.

Lumelight handles the testing process end to end, from data gathering and eligibility determinations to reporting, remediation and secure documentation. We help employers stay compliant, save time and avoid costly surprises.

Full testing suite includes Cafeteria, FSA, DCAP, HRA and self-funded medical plans
Automated identification of highly compensated and key employees
Clear reports with test outcomes, consequences and remediation strategies
The Lumelight NDT platform is SOC 2-compliant with secure 7-year data archiving
Dedicated support team to walk through results and next steps

Need help with testing, documentation or strategy? We’ve got you covered

For the Moments That Matter Most

When your compliance challenge is high-stakes, high-visibility or high-complexity, Lumelight One delivers the insight, precision and senior expertise it demands.